Being fully pre-approved means that the lender has agreed to have you as a client (you have a pre-approval certificate) and the lender has reviewed, approved ALL your income and down payment documents (as listed below) prior to you going house hunting. Many bankers will say you’re approved, you go out shopping and then they Read More
Month: November 2017
21
Nov
MORTGAGE PAYMENT OPTIONS… WHICH IS THE BEST OPTION FOR YOUR SITUATION?
Posted by: Mary Gronkowski
Once your mortgage has been funded by your lender, you need to decide on how frequently you want to make your mortgage payments. Most people want to pay off their mortgage as quick as possible to save paying interest. We’ll discuss various mortgage payment options and then do the math by crunching mortgage numbers, keeping Read More
9
Nov
MORTGAGE ADVICE AND OPTIONS MEAN YOU’RE IN CONTROL
Posted by: Mary Gronkowski
Today, you and your spouse go looking for a new home. You’re excited because after years of scrimping and saving, you can finally afford your own place.
You’ve engaged a realtor and he’s called you to say that he’s found your new home. You visit the property and while its not perfect, your realtor insists that this is the home for you. He says there’s nothing else available that’s better suited and urges you to make an offer. He mentions at one point that he’s actually the owner of the property he’s showed you. You make an offer at the price he suggests and, hey presto, the offer is accepted!
Click here to learn more about the various mortgage options!
1
Nov
HOW TO GET A MORTGAGE AFTER BANKRUPTCY
Posted by: Mary Gronkowski
Bankruptcy is always the last resort-and it’s never easy or comfortable. However, sometimes it is the only option to turn to when life throws you something unexpected. The lasting impression it can have on one’s financial profile though can be overwhelming. If you have bankruptcy in your past, don’t fear-we have 6 steps to take Read More